Commercial Insurance in Kentucky
Having a business can be exciting and overwhelming at the same time. There's the joy of owning a business but the stress of making major decisions. One of those decisions you have to make is which commercial insurance coverage is right for your company. Roark Insurance Agency, serving businesses in Flatwoods, KY, takes you through the various types of business insurance.
Commercial Property Insurance
Every business owns property, which makes this coverage necessary. If your business assets, such as equipment or computer, are stolen or damaged, this policy will reimburse you for the expenses you incur in replacement or lost income.
Workers' Compensation Insurance
Have you hired employees at your business? Get workers' compensation insurance. It provides coverage if one of your employees is injured while at work. The policy will cover medical expenses, lost time and provide death benefits.
General Liability Insurance
This type of coverage protects your company from claims related to your business operations. If a customer gets injured on your business premises or you damage a customer's property, this coverage will pay for the expenses you incur.
Commercial Auto Insurance
Get commercial auto insurance if your business owns cars. Even if it's just one car, as long as you use it for business purposes, get this type of insurance. If it's involved in an accident and gets damaged or damages other people's property, your policy will help you pay those resulting damages.
Business Liability Insurance
It's very easy for a business to get sued. When that happens, liability insurance will help cover the expenses related to the legal action brought against you up to the policy's limit.
Commercial insurance is crucial for all individuals with both small and large businesses. These are just a few of the many commercial insurance policies you should know about. To be sure which is right for your business, talk to Roark Insurance Agency. Our agents in Flatwoods, KY will answer any questions you may have.