Comprehensive motorcycle insurance protects you, your motorcycle, and others against risks such as fallen trees, floods, and other natural disasters. The team at Roark Insurance Agency in Flatwoods, KY, has created an overview to help you understand comprehensive motorcycle insurance and determine whether it suits your needs.
What Is Comprehensive Motorcycle Insurance?
Imagine waking up to find your motorcycle crushed under a heavy branch after an unexpected windstorm. Typically, collision coverage does not cover this type of loss. In contrast, comprehensive insurance protects against collisions with objects other than another vehicle, such as a car, truck, or SUV. If you are concerned about theft, vandalism, or fire, investing in comprehensive coverage can provide valuable protection.
From animal strikes to flash floods, life can throw unexpected challenges your way. Fortunately, comprehensive coverage ensures your bike is protected even when it is not on the highway. Consider adding this coverage for extra protection when parking or storing your motorcycle during the offseason. Spend your time planning your next adventure, not worrying about how to pay for damages caused by non-vehicular collisions.
Do You Need Comprehensive Coverage?
Many riders choose to add comprehensive coverage to avoid stressful financial losses. If you have a loan on your motorcycle, your lender may even require this coverage. No matter how carefully you ride, some risks are beyond your control. Comprehensive coverage can help you prepare for unpredictable moments that might otherwise sideline you until the next riding season.
Once you decide to add comprehensive coverage, you will need to determine the appropriate level of coverage for your needs. An insurance agent can help you review your options and ensure you are confident in your upgraded policy. Contact one of our knowledgeable professionals at Roark Insurance Agency today for assistance with motorcycle insurance in Flatwoods, KY.
