Your classic car is your prized possession, so the last thing you need to navigate is damage from severe weather. A common question we receive at Roark Insurance Agency relates to classic car insurance and severe weather events. From rain and sun to tornadoes, flooding, and winter storms, your car is always at risk of damage. Furthermore, stored vehicles could feel the impact as much as classic cars on the road.
Does Classic Car Insurance Protect Your Vehicle From Severe Weather?
Yes. The comprehensive coverage section of classic car insurance protects your classic vehicle from select severe weather events. Other weather events may be available as an add-on. It covers classic cars on the road and in storage. Most policies include comprehensive coverage. However, insurance coverage will only pay to the policy limit. Still, visit an agent at Roark Insurance Agency to review your carrier’s limitations and exclusions.
Why Is Protection From Severe Weather Important?
The age of classic vehicles makes them more vulnerable to severe weather damage than newer automobiles. The humid summers and chilly winters in Flatwoods, KY will damage the battery and engine in winter and discolor paint jobs in summer. Combine that with rain, flooding, and snow that will rust metal parts and hailstorms that could dent the exterior, and suddenly classic car insurance becomes crucial. Replacing those damaged parts with compatible ones is challenging for auto shops. Manufacturers could discontinue vehicle parts, and compatible substitutes may not fit or operate properly.
At Roark Insurance Agency, we want you to understand your severe weather coverage in the comprehensive section of classic car insurance. One of our agents will discuss your carrier’s severe weather coverage in greater detail. We can also find another classic car insurance carrier that has the severe weather coverage you seek. For more information on classic car insurance, contact our office, serving Flatwoods, KY and surrounding areas.
